Solar and Your Property
Solar as a fixture of the property: selling a home with panels, appraisal and insurance, lease and PPA transfers, UCC filings, RPTL 487 property tax treatment, and mortgage and refinance questions.
Transferring a Solar Lease to a Buyer in New York
The servicer runs this process, not your installer and not your attorney, and it usually takes longer than the rest of the closing. Start it the…
Solar and Your Property5 min read
What a UCC Filing on Your Solar Panels Actually Means
Most homeowners meet the term in the middle of a refinance or a sale. It is worth understanding at the point where you still have leverage…
Solar and Your Property6 min read
Does a New York Solar Loan Put a Lien on Your House?
Four financing structures, and only one of them genuinely encumbers your property. One question before signing establishes which is in front of you.
Solar and Your Property5 min read
Selling a New York House With Leased Solar Panels
The sale hinges on a document most sellers have not read since signing. Pull five numbers out of it before you list, not after you go…
Solar and Your Property5 min read
Removing Solar Panels Before Selling a New York Home
Removal is a cost, the equipment loses value the moment it comes off the roof, and the interconnection does not travel with it. There are usually…
Solar and Your Property5 min read
Paying for Solar With a Home Equity Loan in New York
Home equity is usually the honest comparison for a dealer-fee solar loan. It is also the option that puts your house behind the panels.
Solar and Your Property5 min read
Roof Age and Solar: What Installers Require
There is no state rule on how old a roof may be before panels go on it. Each company sets its own threshold, which means the…
Solar and Your Property5 min read
Landlord Installed Solar: Who Gets the Credit?
Two different credits get confused in this question: the income tax credit, which follows who paid and where they live, and the net metering credit, which…
Solar and Your Property5 min read
Does Solar Increase Property Taxes in New York?
Solar does add value an assessor can tax, which is exactly why New York exempts that added value for fifteen years. The exemption is not automatic,…
Solar and Your Property5 min read
Solar Panels and Title Insurance in New York
Title issues involving solar are almost never about the hardware. They are about what somebody recorded in the county land records, and how long the other…
Solar and Your Property5 min read
Solar Panels and Home Appraisal in New York
An appraiser can only credit what is documented and what the local market supports. Whether you own the system decides most of the answer before anyone…
Solar and Your Property4 min read
Solar Panels and a Mortgage Refinance: Clearing the Way
The panels are almost never the problem in a refinance. The recorded documents attached to them are, and the time to deal with those is before…
Solar and Your Property4 min read
Does Solar Add Value to a Home in New York?
An owned array can carry value into a sale. A leased one transfers an obligation instead. What decides the difference is documentation, and it is assembled…
Solar and Your Property5 min read
Buying a House With Solar Panels: What to Check First
Before anything else, find out whether the array is owned, financed, leased or on a power purchase agreement. Everything you inherit at closing follows from that…
Solar and Your Property5 min read
RPTL 487: Which New York Towns Opted Out of the Exemption
Two official records list the opt-outs: the Tax Department's table (records on file as of March 31, 2026) and NYSERDA's filings since 2018. Both are below,…
Solar and Your Property7 min read
Homeowners Insurance With Solar Panels in New York
Solar insurance coverage depends on your policy, equipment ownership, exclusions and endorsements. Get written confirmation from the insurer; coverage is different from a manufacturer warranty.
Solar and Your Property5 min read
Selling a New York Home with Solar Panels
Most difficulty in selling a solar home is paperwork rather than panels: an unreleased filing, a missing interconnection agreement, or an unanswered question about who maintains…
Solar and Your Property7 min read
Not sure which programmes apply to you?
Eligibility in New York depends on your utility, your roof and whether you buy, finance or subscribe. Put the system size and price an installer quotes you into the estimator and see the rebate and the state credit on one scale.